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Charles has spent more than 20 years within the specialty insurance market, with senior banking roles in London, Sydney and New York, most recently as Chairman of The BMS Group's North American Specialty Group. Twelve years ago he switched to banking and joined Cochran & Caronia, which merged with Fox-Pitt Kelton and is now a part of Macquarie Group, where he specialized in providing corporate finance services to the property and casualty sector. Charles studied at Christ Church, Oxford and was a member of Lloyd's for more than 20 years and remains on the board of several U.S. distribution businesses.